Cardtronics ATM, Akron, OH

Operating Hours

The Cardtronics ATM at 1693 W Market St, Akron, OH 44313, is housed within a Circle K convenience store. According to multiple sources that list operational attributes for Circle K at this address as well as general details for Cardtronics ATMs, this location operates 24 hours a day, seven days a week¹. This means that cash access and ATM services are reliably available any time of the day throughout the year, including weekends and public holidays. In the rare event of a change (such as on a federal holiday), the hosting Circle K or the ATM could theoretically alter their hours, but such occurrences are infrequent for large convenience retailers and are generally updated in local business listings when they occur¹.

Operating all day and night is a standard for Cardtronics ATMs in convenience store environments. This perpetual access is crucial for shift workers, night-time travelers, and anyone needing emergency cash outside traditional banking hours. The constant service also reflects the business priorities both of Circle K (as a national chain) and Cardtronics (now part of NCR Corporation), both of which emphasize customer convenience as a core value².

To summarize, users can expect uninterrupted access to cash services at 1693 W Market St, Akron, unless an extraordinary event such as technical maintenance or a store emergency arises. It is always advisable to check for posted notices or online updates if planning a visit during a major holiday period.

Services Offered

Table: Cardtronics ATM Services at 1693 W Market St, Akron, OH

Service	Availability
Cash Withdrawal	Yes
Balance Inquiry	Yes
Cash Deposit	Unlikely*
Check Deposit	No
Mini-Statement Print	No
Account Transfers	No
Fee-Free Withdrawals	Yes (For Allpoint/Exchange Network members)
International Card Usage	Yes
Multilingual Menus	Yes (English/Spanish minimum)

*Cash deposit at this particular location is unlikely unless the ATM is a new Allpoint+ unit, which is still limited in market penetration³.

Service Details and Context

Cash Withdrawal and Balance Inquiry: The primary function of the Cardtronics ATM is to dispense cash. This is available for nearly all cardholders, including those with U.S.-based debit or credit cards processed through EMV/Chip, magstripe, or contactless technology. Users can also check their balances, though individual bank policies may affect whether a balance inquiry is free or incurs a small fee-especially for non-affiliated bank cards⁴.

Deposits (Cash or Check): Not all Cardtronics ATMs accept deposits. For deposit capability, the ATM must be an advanced Allpoint+ or bank-branded machine, typically found in major metropolitan markets or as part of in-branch solutions³. For location 1693 W Market St, available data and typical equipment at Circle K stores suggest that deposit functionality is not provided³. Customers seeking to deposit cash or checks are recommended to use their own financial institutions’ ATMs or an Allpoint+ machine if their card allows it.

Transfers and Mini-Statements: Account transfers and mini-statement printing are rarely, if ever, available at Cardtronics ATMs not directly branded by a bank and integrated into that bank’s network. Such services are reserved for advanced ATMs at bank branches.

Network Affiliation and Fee-Free Usage: Cardtronics operates the Allpoint Network, the largest surcharge-free ATM network in the U.S. If your bank participates in Allpoint or The Exchange Network, you can often use this ATM without paying a surcharge, though you must check your card issuer’s policy to be sure². The ATM is also listed as part of The Exchange Network, which provides surcharge-free access for cardholders of participating banks and credit unions, though the majority of U.S. cards will pay the standard non-affiliated fee unless otherwise noted⁵.

International Usage: Most Cardtronics ATMs accept international cards with widely recognized networks (Visa, Mastercard, Plus, Cirrus, Maestro). Transactions with these cards will incur additional foreign network or currency conversion fees set by the issuing bank and/or ATM owner⁶.

Multilingual Menus: Cardtronics ATMs across North America, including Ohio, typically default to English and Spanish menus, in compliance with federal standards for accessibility and user clarity.

Summary: The Cardtronics ATM at 1693 W Market St fulfills all essential cash needs: withdrawals, balance inquiries, fee-free use for certain in-network banks, and multilingual accessibility. Deposits and advanced banking features are unlikely at this location based on current deployment patterns.

Accessibility Features

Compliance with ADA and Modern ATM Accessibility Standards

ADA Guidelines: All Cardtronics ATMs are required to comply with the Americans with Disabilities Act (ADA). Compliance involves more than simple physical placement; it also includes operational and interface accessibility⁷.

Key ADA Accessibility Features Likely Present:

Height and Reach: Operable parts of the ATM are within the reach range (maximum 48 inches from the floor) for wheelchair access. There is required clear floor space (30” × 48”) for a forward or parallel approach.
Speech Output: The ATM provides audio output for visually impaired users, usually accessible via a standard headphone jack. Cardtronics specifically notes their adoption of speech guidance for privacy and independent operation for blind or low-vision users⁷.
Tactile Input Controls: Physical keypads are raised and side-by-side with Braille labeling for each key, and the interface is designed for users who cannot see the screen.
Screen and Display: High-contrast screens, with font and interface size designed to be legible to users with partial vision.
Privacy: Audio and tactile controls are designed to ensure privacy for PIN and transaction choices, as required by ADA guidelines.
Multi-language Support: At a minimum, English and Spanish options are provided; some units may offer additional languages.

Public and Retail Settings: In a high-traffic retail environment like Circle K, the ADA requires that at least one accessible ATM be present. Cardtronics, as an independent deployer, must guarantee that all core financial functions (e.g., withdrawals, balance inquiry) are available via an accessible unit at all times⁷.

Technical Model Considerations: While the specific model of the ATM at this location is not listed, Cardtronics frequently deploys NCR SelfServ and Genesis LT models, both of which are manufactured to ADA-compliant standards, discarding older models that do not meet accessibility regulations post-2012^{8, 9}.

Analysis: In summary, users with disabilities-including those with visual impairments, reduced mobility, or manual dexterity challenges-should expect to be able to independently and privately use the ATM at this location. These features not only satisfy legal obligations but also broaden the customer base for Cardtronics and reinforce the reputation of Circle K as an inclusive retailer. For further assurance, users can look for standard ADA signage or ask Circle K staff for assistance should concerns arise.

User Reviews

Google Maps and MapQuest

There is scant targeted review data for this specific Cardtronics ATM. Google Maps typically includes reviews for the hosting Circle K location rather than individual ATM devices, and no individual reviews directly naming the ATM at 1693 W Market St are prominent at the time of this writing. However, both Google Maps and MapQuest confirm the ATM’s presence, highlighting reliability and continuous operation as primary benefits for area residents and travelers¹.

Yelp

Yelp does not maintain a separate listing for this ATM, but closely situated businesses (Circle K, Dunkin Donuts, The UPS Store) receive moderate to positive reviews for convenience, cleanliness, and safety. These qualitative reviews can be inferred as reflective of the ATM’s clean, safe, and highly visible environment, a key advantage for personal security during cash withdrawals¹⁰.

ComplaintsBoard and Consumer Complaints

Cardtronics, as a national ATM operator, receives a mix of negative and positive customer feedback focused not on this particular machine but on common experiences across its network¹¹. Frequently reported complaints include:

ATM did not dispense cash but deducted the amount from the user’s bank account.
Delayed or absent customer service when resolving transaction errors or failed withdrawals.
Fee-related dissatisfaction, especially among non-affiliated bank cardholders.

For example, on ComplaintsBoard, Cardtronics (as of 2025) holds a 1.5-star rating, with complaints centering on failed transactions where cash was not dispensed, but the account was debited. While banks generally refund such disputes after investigation, the process can be slow and communication from Cardtronics support may be lacking according to several users^{11, 12, 13}. Notably, some complainants did ultimately receive their funds back once their own bank completed a review.

Positive commentary is less frequent but includes appreciation for 24/7 availability, real-time presence in convenient stores (like Circle K or CVS), and general operational reliability. Some users cite preference for Cardtronics ATMs due to extensive network coverage and the ability to get cash quickly in busy or late-night retail locations.

Analysis: The majority of negative reviews stem not from this Akron ATM specifically, but from system-wide Cardtronics issues-especially failed dispenses and fee misunderstandings. Given the consistency of these complaints, it is prudent for users of the 1693 W Market St ATM to:

Carefully review the ATM fee notice onscreen before agreeing to a transaction.
Keep all receipts, and if any transaction appears to fail, immediately check digital banking records and file a dispute with the card-issuing bank.
Understand that as with all third-party ATM operators, refunds for error situations can take several days.

Overall, the local environment at Circle K contributes positively-well-lit, always staffed, and monitored, supporting customer safety.

Fees

General Structure

Cardtronics, like many independent ATM operators, charges what industry analysts consider a standard out-of-network withdrawal fee-generally around $2.50 to $3.00 per transaction for non-affiliated cards, as of 2024-2025^{6, 14}. This surcharge is displayed to users before the transaction is completed, offering the opportunity to cancel if the fee is objectionable. Note that in-network or surcharge-free access is available if the card’s bank participates in the Allpoint Network or The Exchange Network, both of which may use this ATM depending on its network connections².

Example Fee Scenarios:

Non-Affiliated Bank Card (Out-of-Network): Cardtronics surcharge: $2.50-$3.00. Your own bank may also charge an additional out-of-network fee ($2-$3 is common), totaling up to $5-$6 for a single withdrawal.
Allpoint/Exchange Network Cardholder: Surcharge fee: $0 if your issuing bank participates and your card is eligible.
Balance Inquiry on Non-Affiliated Cards: Some Cardtronics ATMs charge a smaller fee ($1-$2) for inquiries; your bank may also charge a fee.

Balance Enquiry and Other Transaction Fees: For balance enquiries or denied/failed withdrawals, the ATM may still apply a service fee, which can add up across multiple attempts. Fee notices are always shown before the transaction completes, so users should carefully read every prompt.

Fee-Free Use with Specific Networks

The Cardtronics ATM at 1693 W Market St is reported to be affiliated with The Exchange Network and may also be included in the Allpoint Network, depending on Cardtronics’ network configuration for this particular device. Holders of cards issued by participating Exchange Network banks or Allpoint partners can withdraw cash without a surcharge, provided their financial institution is correctly configured².

The breakdown means that local credit unions, online-only banks, or certain community financial institutions with Allpoint/Exchange partnerships may advertise “fee-free access at 1693 W Market St’s ATM.” Users should check with their bank’s online ATM locator or customer service to confirm eligibility. Bank and ATM fees may still vary based on internal agreements or unique card types.

International and Currency Conversion Fees

International bank cards are generally accepted at Cardtronics ATMs; users should expect to pay Cardtronics’ surcharge plus additional international transaction and exchange rate fees levied by the home bank. These compound fees can make a single withdrawal costly for overseas travelers⁶.

Fee Transparency and Avoidance

Fee notifications must be shown on-screen before the user commits to any transaction. This practice is both legally mandated and part of Cardtronics’ customer service protocol. Additionally, Cardtronics and some banks offer “FeeAlert” services, notifying users by SMS if they use a fee-charging ATM and pointing toward nearby surcharge-free locations for the future¹⁴.

Best Practices to Reduce/Eliminate Fees:

Use in-network ATMs or those branded specifically for your financial institution.
Withdraw larger sums less frequently to minimize total fees incurred.
Check participating bank and credit union lists for Allpoint/Exchange Network eligibility.
Review withdrawal limits and fees in your account disclosures.

Summary Table: Cardtronics ATM Fee Examples

Transaction Type	Fee Example
Out-of-Network Withdrawal	$2.50-$3.00 (ATM surcharge) + your bank's fee
In-Network Withdrawal (Allpoint/Exchange)	$0
Balance Inquiry	$1-$2 (ATM fee) + your bank's fee
International Card Withdrawal	ATM surcharge + international transaction/conversion fees

Network Affiliation

The ATM located at 1693 W Market St is confirmed as a Cardtronics ATM, with likely network affiliations including:

Allpoint Network: Largest U.S. surcharge-free ATM network; access is free for cardholders of participating banks and credit unions.
The Exchange Network: Partnership-driven network providing surcharge-free ATM access to participating institutions, primarily focused in Canada but with U.S. outposts in select locations.
Partner Bank Networks: Some larger commercial banks (e.g., PNC, New York Community Bank) list this ATM or its co-located siblings as part of their partner network portfolios, allowing for easier integration with existing customer card usage¹⁵.

Bank, community credit union, and online banking users are urged to check their card’s eligibility for surcharge-free use before transacting.

ATM Model & Technical Specifications

Prevalent Models at Retail Cardtronics Sites

Cardtronics frequently deploys ATMs built by major manufacturers NCR (e.g., SelfServ line), Diebold Nixdorf, or WRG Services (Genesis Series)^{8, 16}. While the precise model at 1693 W Market St is not listed in public directories, retail-located Cardtronics ATMs tend to favor the following:

NCR SelfServ Series: Highly secure, modular, supports up to 60-note bunch dispensing, 15” LCD touchscreens, tactile keypads, audio guidance, anti-skimmer security, and ADA compliance in all deployed units as of 2012+.
Genesis LT (by WRG): Features quick deposit/withdrawal, strong ADA accessibility support, advanced fraud protection, and receipt printing.

Both product families include:

EMV chip and contactless payment support,
High-contrast display and audio for accessibility,
Robust anti-skimmer and anti-tamper design,
Modular servicing for speedier problem resolution.

Summary of Key Specifications for Modern Retail Site Cardtronics ATMs:

Height: ~52-68”
Touchscreen: 12-15” LCD
Keyboard: Polycarbonate/stainless, Braille, and tactile
Audio: Speech guidance, headphone jack
Printer: Thermal receipt
Security: Skimmer protection, encrypted PIN entry
Software: Windows-based (Win 7/10 ATM platforms)
Languages: English and Spanish (minimum)
Accessibility: Meets or exceeds ADA 2010 standards

These units are subject to regular maintenance visits from Cardtronics/NCR support partners.

Regulatory and ADA Compliance

Cardtronics, as a provider of ATM services in the U.S., is fully bound by the ADA of 1990, as updated in the 2010 Standards for accessible design^{17, 7}.

2010 ADA ATM Requirements (707 Technical Standard):

Scoping and Number: At least one accessible ATM per location per type (e.g., drive-up and walk-up).
Placement: Operable parts no higher than 48” off the finished floor.
Input Controls: Tactile, easily differentiated by touch, with Braille labeling.
Speech Output: Allows privacy for PIN entry and transaction details via headphone jack.
Privacy: Screen shielded and transaction audible menu available for visually impaired users.
Approach Space: Clear floor space available for both parallel and forward wheelchair approach.

Non-compliance with these standards can result in substantial fines and legal liability. Cardtronics’ deployment of new or upgraded ATM devices at Circle K and other convenience stores was, in part, a response to the nationwide ADA upgrade deadline in March 2012. Routine audits and service checks are in place to ensure ongoing compliance^{7, 18}.

Summary: Accessibility is comprehensively addressed at point-of-sale ATMs like this one, with physical, visual, and auditory user needs in mind. Users encountering an inoperable accessibility feature should report the issue directly to Circle K management and the Cardtronics service hotline, as prompt remediation is mandated under federal law.

Location Verification and Map Information

Multiple mapping sources (Google Maps, MapQuest, and Mapdoor) verify the solid presence of a Cardtronics ATM at 1693 W Market St, inside the Circle K (store #4705582) in Akron’s Wallhaven neighborhood.

Exact address: 1693 W Market St, Akron, OH 44313.
Co-located retail services: Convenience store (Circle K), gas station/pumps, several nearby fast-food restaurants and retail outlets, AmeriGas Propane Exchange, and Coinstar Kiosk^{1, 19}.
Nearest cross streets: West Market St and North Hawkins Ave, well lit and served by onsite parking.

Mapping interfaces provide real-time directions by car, foot, public transit, or bike, with up-to-date business hours automatically inherited from the Circle K listing. In conclusion, any search via Google Maps, MapQuest, or business locator services will reliably direct users to this ATM, which remains one of the most accessible and visible cash access points in the Wallhaven district of Akron.

Conclusion

The Cardtronics ATM at 1693 W Market St, Akron, OH 44313, provides reliable 24/7 access to essential ATM services in a secure, high-traffic, and fully ADA-compliant environment. While user reviews of the national Cardtronics network caution that technical errors can occur (such as failed withdrawals or delays in customer service for disputes), the vast majority of transactions at this location are expected to proceed smoothly, especially given its placement within a prominent convenience retailer.

Fees are standard for U.S. non-bank ATMs-$2.50-$3.00 surcharge for out-of-network cards-yet access is often free for Allpoint or Exchange-affiliated bank users. Comprehensive ADA accessibility is built into every Cardtronics deployment, supporting the full inclusion of users with disabilities.

For users requiring cash quickly, including outside regular bank hours, this ATM stands as a dependable, secure, and well-serviced resource. As always, users should be mindful of withdrawal receipts, on-screen fee disclosures, and the specifics of their own bank’s fee structure in order to maximize convenience and minimize unnecessary transaction costs.

For further concerns, users may contact Cardtronics through the 800-number listed on the ATM or escalate disputes directly with their card-issuing financial institution.

Details of Cardtronics ATM at 1693 W Market St, Akron, OH